Find the best mortgage interest rates in France for your French mortgage here, updated April 20, 2025

French mortgage rates for non-resident buyers

Rates from	Term	LTV	Type
3.5% to 4.3%	8 to 25 yrs	up to 80% of price	fixed rate for term

French mortgage interest rates for resident buyers

Rates from	Term	LTV	Type
2.95% to 3.8%	8 to 25 yrs	up to 90% of price	fixed rate for term

Any website can list low rates, however the rate and loan amount you can obtain will depend on your personal situation and your project. 

We'll be happy to provide you with a personalised decision in principle to confirm if you are eligible for any given rate or product.

France Home Finance's exclusive Intelligent Quote technology will match your personal data against the detailed eligibility rules from our banking partners. Constantly up to date for maximum accuracy, we perform thousands of eligibility checks to identify the number of French mortgage products that you qualify for.

We'll look at the global cost of each mortgage you qualify for including all fees and insurance to ensure you obtain not only the best rate, but the best overall deal.

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