It's possible to take out up to 50% of the value of your French property in cash. The minimum amount for equity release or a refinance with cash out mortgages is 300,000 euros. Please note we are not able to offer equity release for leaseback properties.

You do not need to justify what you will do with the funds released.

To qualify for a French Equity Release mortgage, you must meet the usual borrowing requirements in terms of debt to revenue ratio. The maximum amount of cash out and refinance (if you have an existing loan balance) is 50% of the current market value (as determined by the bank) of your property.

Further, you must have a minimum of 100 000 euros annual revenue and minimum of 500 000 euros net assets.

We will be happy to confirm if you are eligible in principle. Please click on the "Apply Now" button below to provide your financial information.

Note : Equity Release in France is not the same product as in the UK. The French product allows you to release funds from your French property that you will then pay back with monthly payments. It is not possible in France as a non resident to have a mortgage without monthly repayments until your death or the sale of your home, like in the UK.

Before applying, please have an estate agent provide a conservative valuation of the resale value for your French property. French banks require this before considering your application.