Fixed or Variable Mortgage Rate?
An important decision when dealing with French mortgages is choosing a fixed mortgage rate or a variable mortgage rate. Both types are very popular, but your final decision depends on whether you want more security or more risk.
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If you’re looking for security and guaranteed monthly payments, then you would most likely want a fixed mortgage rate, but it comes at a higher rate. On the other hand, if you’re interested in an initial lower mortgage rate, you would prefer a variable rate. However, there is more risk involved with this option because the mortgage payments are not be as stable.
Posted September 6, 2010
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